Bankability Audit
Check whether your Bulgaria banking file is ready before the bank asks difficult questions.
Banks do not only review names and passports. They review whether the full client story makes sense: identity, address, ownership, source of funds, source of wealth, UBO logic, transaction purpose, and document quality.
A Bankability Audit helps the client clean up the file before an application, before a KYC escalation, or after a difficult bank response.
Who this is for
- Private clients preparing for Bulgaria or EU banking.
- Founders and business owners with layered wealth histories.
- Corporate clients with UBO or transaction-explanation issues.
- Clients responding to difficult bank KYC questions.
What goes wrong without this
- Weak funds logic or fragmented records create preventable delays or refusals.
- The client approaches the bank before the file is coherent.
- The bank sees a confusing ownership or transaction picture.
What DriehuisGroup does
- Review source of funds and source of wealth logic.
- Check identity, address, ownership, and UBO documentation.
- Review transaction-flow explanation and file consistency.
- Help the client prepare better responses before or during KYC.
What you receive
Bank file review
A practical assessment of the current file and its gaps.
Gap list
What is missing, weak, or contradictory.
Response strategy
A better route for handling bank questions and next steps.
What this service does not replace
- No guarantee of bank acceptance or account opening.
- No circumvention of AML, UBO, sanctions, or institutional controls.
Pricing
Higher where structures, wealth history, or jurisdictions are more complex.
How it works
Apply
Explain the banking context and current issue.
Document request
We request the key identity, ownership, and funds materials.
Review
The bankability logic and weak points are assessed.
Action plan
You receive the file gap list and next-step guidance.
Support
If needed, the matter can continue into Banking Readiness or monthly support.
Frequently asked questions
Is this only for Bulgarian banks?
No. It is useful whenever the Bulgarian file is part of the wider banking story.
Can this help after a difficult bank response?
Yes. That is one of the main use cases.
Related services
Prepare the file before the bank tests it
The strongest moment to fix a bankability problem is before the bank forms a negative view of the client file.